helping you win deals and close loans


REAL ESTATE AGENT SUPPORT                      

beyond funding loans                     

mortgage terms

Mortgage Loan types

revival lending partner benefits

Access our library of Mortgage related terms, definitions and FAQ.

View our library of Mortgage loan types and definitions

View additional benefits of working with Revival Lending.

A loyal partnership with Revival Lending is the key to success you could be missing.

Call to Partner with us

With over forty years of combined industry experience and working with hundreds of realtors, we understand the setbacks, pain points, and issues that can affect your success. We've overcome the most complex scenarios, saving loans and winning deals where there seemed to be no way. A partnership with Revival Lending ensures exceptional client experiences and reliable referrals that ultimately scale your success and profitable growth!

boost business

stand out

generate more

experience greater financial freedom

we want to help you:

As a Real Estate Agent you are the foundation of the Real Estate Eco System, and the pillar ensuring home sales are facilitated in a professional, compliant, service-oriented manner. Your job is multi-faceted; it requires a high level of industry-related knowledge, local market specialization, and emotional intelligence for the one-to-one connection for long-term success. As you become seasoned, you may experience more complex scenarios, requiring a "team" effort to deliver high-level results to their clients.


Revival Lending understands that being a good partner within the Real Estate Agent community is more than promising to hit a close escrow date or updating a pre-approval letter. To be a reliable, consistent, value-adding partner, we have surveyed Agents to address pain points and find viable solutions. We will continue to engage with you and other Agents to understand the current-day challenges you face.

in an ever changing
market, finding the right lending partner
is a way to level up.

"Maple Photography felt like an extension of our family ... it was like hanging out with friends!"

"Their unique approach left me in tears ... they captured our true, messy, love-filled life!"

Time is money, and communication is king. Quick action expedites loans. We communicate quickly and often. 

BENEFIT: Always informed.


We have more choices, more programs, and competitive pricing.

BENEFIT: Gain more clients.


Our refined process provides optimized efficiency. It accommodates aggressive closing times and reduced contingencies, while maintaining a high level of service. 

BENEFIT: Win more deals.


Partner with experience. Forty years of mortgage background empowers our industry knowledge, guideline expertise, and ability to structure loan approvals with the most unique scenarios.

BENEFIT: We make it happen.

Gain access to a library of real estate agent marketing materials and video content full of educational topics. 

BENEFIT: Elevate your game.

Expand your social media presence. Co-branded marketing and social media strategies to enhance your visibility.

BENEFIT: Command an audience.





Our automated milestone-driven system sends real-time updates to all parties throughout the process.  

BENEFIT: Proactive, transparent milestone updates.

Benefits of Working With Revival Lending








Mortgage Terms

General Terms

Loan to Value - By dividing the loan amount by the value of the home you will calculate the loan to value or LTV.

Debt Ratio - Your debt-to-income ratio is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.

Down Payment - The amount of money a buyer has to put down on the house at time of closing. 

Mortgage Term - The term of your mortgage loan is how long you have to repay the loan. For most types of homes, mortgage terms are typically 15, 20 or 30 years. 

Payment Terms

Principal – The portion of your payment that is applied to the balance, or the amount you borrowed upon taking out the loan.

Interest – A finance rate based on qualifying factors that is amortized over the life of the loan according to the principal balance.

APR - An annual percentage rate (APR) is a broader measure of the cost of borrowing money than the interest rate. The APR reflects the interest rate, any points, mortgage broker fees, and other charges that you pay to get the loan. For that reason, your APR is usually higher than your interest rate.

Taxes – Property taxes are based on the purchase price of the home, among other county assessments.This annual rate can be due in one or more increments depending on state and county. (This can be impounded and collected as part of your monthly payment)

Insurance – Home-owners insurance covers damage and losses in accordance with the cost to rebuild your property. (This can be impounded and collected as part of your monthly payment)

Homeowners Association (HOA) Dues – These dues are collected and used to improve and maintain the common areas and community, typically for condo’s, townhomes, planned urban developments and other communities.

Mortgage Insurance (MI) – This insurance may be collected on a loan if you put less than 20% down when purchasing your home. This insurance protects the lender in cases of default and offsets risk when being approved for lower down payment options.

Closing Cost Terms

Loan Estimate - A Loan Estimate is a three-page form that you receive after applying for a mortgage. 

Appraisal Fee – The fee collected for an independent appraiser to assess the condition and value of the home you are purchasing.

Credit Report Fee – The fee collected to pay for a tri-merge credit report used to qualify for a mortgage loan.

Impound Account – A loan with an impound account collects the taxes, home- owners insurance, PMI and HOA when applicable on a monthly basis. These funds are held in the account until the due dates for each and then dispersed accordingly.

Loan Discount – Discount points are prepaid interest in the form of percentage points that allow you to buy down your qualifying rate to achieve a lower monthly payment.

Loan Origination – The fee collected and paid to the lender to originate and complete the loan.

Title and Escrow – The title and Escrow company charges fees for a title search and examination, document preparation, notary fees, recording fees, courier fees, and closing fees.

Closing Disclosure - A Closing Disclosure is a required five-page form that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage.

Loan types

Conventional Loan - A conventional loan is any mortgage loan that is not insured or guaranteed by the government (such as under Federal Housing Administration, Department of Veterans Affairs, or Department of Agriculture loan programs). 

FHA Loan - FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). FHA loans differ from conventional loans because they allow for lower credit scores and down payments as low as 3.5 percent of the total loan amount. Maximum loan amounts vary by county. 

VA Loan - A VA loan is a loan program offered by the Department of Veterans Affairs (VA) to help service members, veterans, and eligible surviving spouses buy homes. The VA does not make the loans but sets the rules for who may qualify and the mortgage terms. The VA guarantees a portion of the loan to reduce the risk of loss to the lender. The loans generally are only available for a primary residence.

Jumbo Loan - Each year Fannie Mae, Freddie Mac, and their regulator, the Federal Housing Finance Agency (FHFA), set a maximum amount for loans that they will buy from lenders. Mortgage loans are allowed to exceed these loan limits. Larger loans are called jumbo mortgages. The cost of obtaining a jumbo mortgage may be higher than the cost of obtaining a conforming mortgage.

Non-QM Loan - A non-qualified mortgage — or non-QM — is a home loan that is not required to meet agency-standard documentation requirements as outlined by the Consumer Financial Protection Bureau (CFPB). These loan programs include alternative styles of financing for those with more complex income scenarios and often times geared toward assisting Real Estate investors.

From the first phone call to the last interaction I had nothing but pleasant experiences. I got quick responses to my emails and phone calls. They have great customer service, they are very personable. Our case was some what complicated. With Tyson's help we ended up with a great rate and everything went very smooth. I definitely recommend Revival Lending.

- Sandra Ponce



Working with Revival Lending Team was a blessing. After speaking with Tyson and Jaeden about our concerns we trusted them with our refi. Very professional, knowledgeable and great customer service. Our loan was closed 2 days ahead of schedule date. They exceeded our expectations of them. Thank you so much Revival Lending for your help. My husband Hector and me highly recommend them to anyone seeking to refinance or buy a home. You guys are the best Mortgage Brokers that anyone can trust.

- Susan Nocon



Tyson and his associates were very helpful. I feel like they were really honest and looking out for our best interest as we sought out new refinancing options. At the end of the day, I felt like I could trust them.

- Justin kim



We got a loan just when the pandemic was beginning and it was a very difficult process and yet they made it simple on our end without any stress at all. We are saving about $1100 a month. I highly recommend revival lending to anyone looking to refi or purchase a home.

- david black



We had such an amazing experience. We knew our case would be a challenge but Revival lending made it happen! Our experience was so good when rates drop we knew we had to go back and do our refinance through them! We can’t recommend Tyson and his team enough!

- Cathy Greer



Boost Business

We believe lead referral should be a two-way street. We are generating our pre-approved buyer leads and providing these buyers to our agent partners. 

stand out

Currently, we are assisting our partners with reviewing and enhancing their Google My Business page to increase SEO results and drive more reviews to expand their business. Each quarter we tackle a new marketing endeavor.

generate more wealth

We highlight and train our partners on new loan programs, allowing them to mine their database and generate additional business. This quarter we are training on the Debt Service Coverage Ratio program, which will enable investors to buy a property based on market rent analysis instead of their personal income.

experience greater financial freedom

This cumulative process includes making wise business decisions and building a trusted partnership with Revival Lending. As a broker, we have more programs to ensure you win more deals and close more loans.