#ocrealtors Archives - Revival Lending

November 17, 2020in Home Improvement0by Tyson Hilton

Home Improvements That Pay

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Energy-Efficient Windows

Many home renovations will increase your resale value but home improvements that pay you now are a smart investment. Energy-efficient windows pay for themselves now and when you’re ready to sell!

Older homes typically have windows that are of a single glass pane construction that waste energy and money. They are not energy-efficient at all and are simply barriers to rain and bugs. When you sell, expect buyers to offer less and create negotiation strategies considering they will want to replace them.

You see, today, manufacturers are making double- and triple-pane vinyl windows that insulate the home from wind, rain, cold, heat, and even outside noise. Additional benefits to multi-pane windows include a reduction of dust and allergens, added security for your home, ease of maintenance, and increased curb appeal. Now, let’s talk about the financial impact.

EnergyStar-Rated Windows

Replacing old windows with EnergyStar-rated windows will save money on heating & air conditioning bills. These windows also insulate so efficiently; additionally, green energy tax credits can apply! Next, new windows provide one of the higher rates of returns for a home improvement investment. In fact, a recent report entitled “Remodeling 2020 Cost vs. Value Report”* (www.costvsvalue.com) shows homeowners can expect a 73% return on their project investment when they sell their home.

Home Improvements That Pay for Themselves

While the initial cost for new windows can be high, it is one of those home improvements that pay for themselves in lower energy costs, and they will surely increase the value of your home when you sell!

Need a referral? Give us a call!

*© 2019 Hanley Wood, LLC. Complete data from the Remodeling 2019 Cost vs. Value Report can be downloaded free at www.costvsvalue.com.

Revival Lending is here for you! As a mortgage broker, we have access to hundreds of lenders who offer a variety of programs and certified services for every need:

• New Homes

• Refinancing

• Second Mortgages

• Reverse Mortgage Specialists

• Certified Veteran Loan Specialists

• Commercial Loans

Take the next step—->

Call or Email for a free consultation!

• tyson@revivallending.com

• (657) 464-3101

• Complete our no-obligation application online

• Tag friends who need a home loan or those who could improve their financial position with refinancing.

• FOLLOW: @revival_lending for market updates and tips on achieving financial freedom through homeownership.

November 10, 2020in Loan Consulting, Purchase0by Tyson Hilton

Our Commitment

Buying a Home

Our commitment to you is to support your decision to buy a home. This commitment you’ve made is an incredible accomplishment; a sacred act. It’s the purchase of your sanctuary, the escape from the world‘s turmoil and noise. A space that fosters cherished memories with family and friends. It’s no small act…

The Home Loan Process

The process of obtaining a home loan can be overwhelming—but it doesn’t need to be. At Revival Lending we‘ll guide you from beginning to end, demystifying the process throughout. We eliminate surprises and offer full disclosure. We pride ourselves with being in constant communication with our home buyers and realtors, proactively updating and educating you throughout the loan process. We value integrity and will always have your best interests at heart.

We don’t just get you into any loan, together we’ll:

1. Discuss and assess your unique situation

2. Find opportunities to improve your financial circumstances

3. Identify long term plans, goals and dreams, and

4. Work to design a customized loan option that fits all your needs and sets you up for success!

The way we work is not a standard in the industry, excellence is not common. At Revival Lending we help you experience revival in your finances and your life.

Welcome to Revival Lending!

Your dreams are not one-size-fits-all, your loan shouldn't be either!

Tyson Hilton

Owner

November 3, 2020in Communication0by Tyson Hilton

Was It Something I Said?

Did you ever ask yourself, “Was it something I said?” when you thought you were so clear? Have you ever felt your words were falling on deaf ears or realized, mid-conversation, that you lost people’s full attention? Welcome to the world of miscommunication and the power of words.

The Power of Words

A book in the Bible, Proverbs 18:21, shares, “The tongue has the power of life and death.” Words can build up or tear down. They can help you win business or be a catalyst for losing it.

Words can mean completely different things to different people. Even the inflection in your voice can win people over or push them away. That’s the priority of the phrase, “It’s not about what you say, it’s about how you say it.” If you’re not acutely aware of how people are affected by words, you will experience communication disconnects and miss potential business opportunities.

EXAMPLE: Nearly four years ago, my wife and I kept sensing a nagging angst and tension. We felt a change coming. Through the years, we’ve learned to recognize these feelings. For us, those words never held negative connotations. Yet, in sharing, we realized people’s perceptions were different. Some misinterpreted our experience altogether and made negative assumptions based on their perspective.

Words Are Defined by Personal Experience

An often overlooked fact is that someone’s perception of what you’re communicating will always override what you’re saying. In other words, they listen based on their personal experiences, filters, and perceptions. So, in our use of angst and tension, some assumed it represented something negative and shared concerns from a place of fear. We realized we had to qualify our words and clarify our vision. People can have altogether different definitions for the words you use. For us, angst and tension, are indicators for potential positive change and growth. They wake us up and cause us to be a little more intentional as we navigate certain seasons. It’s critical to qualify your communication and make sure people understand exactly what you want them to hear.

The Art and Skill of Communication

There is an art and skill to communication. The skill is understanding how words impact people uniquely. Having a command of the English language and etymology (the study of words) is key, but more importantly, the art of communication must also be more personal. It must begin with self-awareness, Emotional Intelligence (EQ), mindful insight about the words you choose, the tone you use, and how they are received. Remember, empathy should be foundational in all of your communication.

This content fills a whole communication course (one our team teaches), but here are a few strategies you can implement now to help avoid miscommunication later:

1. Ask people what they mean by the words they choose. They may have a different definition. Consider asking, “Tell me about that word. What do you mean by it? How would you define it?”

2. Before you lose your listener’s attention, periodically ask, “Does this make sense? Or Am I making sense?” Some people share away without a break, not realizing the listener needs clarification. Before you lose your listener, engage with them. Confirm they’re tracking with you.

3. Ask them to rephrase what you’re saying. Interestingly, some will misinterpret your point entirely, especially in touchy or heated conversations. Whether in a business dialog, or communication with your mate, make sure sensitive conversations are delivered and received with the most positive and kind intentions.

4. People are more visual than audible. In a business meeting, consider creating a visual guide or graph of the communication flow.

I hope this brief discussion on the power of words is something that will benefit you immediately and impact your business in the most positive ways!

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Revival Lending is here for you! As a mortgage broker, we have access to hundreds of lenders who offer a variety of programs and certified services for every need: