Home Purchase Loans

Home Purchase Loans

Bringing Dreams to Reality
with Creative Lending Solutions

Our New Home Buyer's Guide Simplifies
the Home Purchase Loan Process

New Home Buyer's Guide

#1 – Talk with Our Loan Specialists

By speaking with one of our loan specialists, you will be talking with an expert who can help you find the best type of loan to meet your goals.

#2 – Define Your Goals

Determine your budget and create a list of  “Wants” and “Needs” that you can use to help you find the home of your dreams.

#3 – Choose the Loan that’s Right for You

You can choose from fixed-rate terms to adjustable-rate terms, jumbo loans or government loans; we have the perfect type of loan for you to meet your goals.

#4 – Submit Your Loan

A sample of some of the documents you may need to provide are pay stubs, mortgage statements, 2 years of employment history, etc.

#5 – Complete Your Loan

Your personal loan specialist will help to coordinate with all the necessary parties to ensure your loan is submitted to the underwriter for approval.

#6 – Get Approved for the Loan you Want

Upon approval, we will schedule your loan closing appointment at a time that’s convenient for you.

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Get The Right Home Purchase Loan For You...
It's As Easy As 1, 2, 3!

STEP 1

The Right Type of Loan

Adjustable Rate

A loan type where your interest rate remains fixed for a specific period of time and then adjusts based on market conditions. A popular choice if you plan on staying in your home short-term or would like lower payments in the beginning of your loan.

Fixed Rate

A loan type where your interest rate is guaranteed to remain fixed for the life of the loan. A popular choice if you plan to stay in your home for more than 5 years.

STEP 2

The Right Size of Loan

Conforming Loans

A conforming loan meets all the requirements, including loan limits, set by Fannie Mae guidelines. They tend to be the lowest total cost loans available.

Jumbo Loans

Jumbo loans provide borrowers with access to loan amounts beyond those set by Fannie Mae guidelines. Revival Lending offers a full range of jumbo loan products to help you secure the home of your dreams.

STEP 3

The Right Loan Program

FHA

Qualify with ease with as little as 3% down. These loans were originally for first-time buyers but FHA programs have been modified and are now open to wider audiences.

VA

Revival Lending is authorized to offer special loan programs that are guaranteed by the Veterens Administration (VA) for active military and veterans and are not available to the general public.

Qualified Mortgage

A Qualified Mortgage (QM) is a category of loan that have certain, more stable features that help ensure you’’ll be able to afford your loan. They meet all the qualifying guidelines outlined by Fannie Mae.

Non-Qualified Loans

Non-QM loans provide expanded ways for borrowers to qualify for their loan. Such loans tend to be designed for the self-employed, investors, or individuals with recent credit difficulties.

HECM Reverse Mortgage

The HECM (Home Equity Conversion Mortgage) Reverse Mortgage is designed to help older homeowners trade some of their home equity for cash. This loan type features no mortgage payments but homeowner’s insurance and property taxes still must be paid.

"Your dreams are not one-size-fits-all, your loan shouldn't be either!
We will work to design a customized loan that
meets your goals."
- Tyson Hilton

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LET US HELP YOU LIVE OUT YOUR DREAMS! YOUR DREAMS, YOU HOME… OUR LOAN SOLUTION!